EduFinance is a 2022 WISE Award winner!



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Opportunity EduFinance
Level 18, 100 Bishopsgate, London EC2M 1GT

Telephone: +44 (0) 7768599834

© 2022 Opportunity International Education Finance functions under its US and UK affiliates. Opportunity International United Kingdom is registered as a charity in England and Wales (1107713) and in Scotland (SCO39692). Opportunity International United Statesis a 501(c)3 nonprofit.

What We Do Why EduFinance?

Why Education?

A quality education is a fundamental right. Research shows that giving a child access to good education reduces poverty and inequality, increases life expectancy and gives women and girls more decision-making power. Greater overall levels of education within countries contributes to greater peace, stability and gender equality. 

However, even before COVID-19, 617 million children worldwide remain either out of school or in school, but not reaching adequate levels of learning. This perpetuates poverty and global inequality generation after generation. 

Investing in Access to Quality Education

Our objective is clear - More children learning and accessing quality education. To do this, Opportunity EduFinance partners with financial institutions to mobilize capital to school owners and parents, and boost the capacity of school leaders and teachers. 


Financial institutions invest in schools and parents

Financial institutions provide essential education financing through school improvement loans and school fee loans. 

School owners invest in access & quality

School owners invest in more seats and education quality improvements at their schools.

Parents invest in their children

Parents access school fee loans to invest in all of their children's education.

School leaders manage sustainable quality schools

School leaders have the financial, business management and instructional leadership skills necessary to manage high performing schools.

Teachers develop their skills

Teacher mentors provide ongoing lesson observations and feedback to teachers to continue developing their skills.

Learners engage in lessons

Teachers actively engage learners and provide quality instruction that drives learning

...More children are learning and have access to quality education

The result of investing in schools, parents and teachers is more children learning in an enabling environment, better equipped to achieve their full potential. 

The Pillars of EduFinance

Our EduFinance model is framed by four key pillars that are central to our work.

Financial Sustainability  

The Opportunity EduFinance model promotes financially sustainable investment into low cost education for school proprietors, parents, students and financial institutions. By taking this approach, we ensure school owners and parents will continue to have access to the capital they need.


Many education interventions lack the scalability to significantly reduce the global education deficit. Through our network of local financial institution partners, the Opportunity EduFinance model drives significant and scalable investment into low cost education, and school improvement through the Self Improving School System model.

High Leverage 

Significantly more investment into low cost education is needed if we are to achieve Sustainable Development Goal 4. Through our investment  into technical assistance services for financial institution partners, we are able to mobilize private capital at a high leverage. Our analysis has found that for every US$1 invested in technical assistance, financial institutions lend US$64 on average in education loans. 


Everything that we do is designed to break down the key drivers of the education deficit: access and quality.